What Is Cash App Bank Name and Address | Set Up Direct Deposit 2025
Cash App bank name is Lincoln Savings Bank for direct deposits (508 Main Street, Reinbeck, IA 50669) and Sutton Bank for the Cash Card (1 South Main Street, Attica, OH 44807), both FDIC-insured partners.
While Cash App looks and feels like a digital bank, it’s technically not one. Operated by Block, Inc., Cash App functions as a fintech payment service that partners with two federally insured U.S. banks to manage customer funds and issue debit cards.
Those partner banks are Lincoln Savings Bank (based in Reinbeck, Iowa) and Sutton Bank (based in Attica, Ohio). Both are FDIC-insured, offering standard coverage of up to $250,000 per depositor.
In practice, Lincoln Savings Bank handles ACH and direct deposit services, while Sutton Bank issues the Cash App debit card, also known as the Cash Card.
Read: How to Connect Cash App Bank to Plaid?
Cash App Bank Name
Lincoln Savings Bank
Lincoln Savings Bank — Cash App Details
073905527
Sutton Bank
Sutton Bank — Cash App Details
- Bank Name Sutton Bank
- Mailing Address PO Box 505, Attica, OH 44807-0505
- Main Branch (HQ) 1 S. Main St, Attica, OH 44807
- Routing Number 041215663
- Account Number Shown in Cash App → Money tab → Account & Routing
- Role in Cash App Issues the Cash Card (Visa debit) and provides account services
- FDIC Insurance Yes — Member FDIC, up to $250,000 per depositor (pass-through when eligible)
- Website / Phone suttonbank.com • (800) 422-3641
You need to stop assuming that Cash App alone is handling your money. It’s not. Sutton and Lincoln are the real banks behind the scenes:
- Sutton Bank issues the Cash App Visa debit card (the Cash Card).
- Lincoln Savings Bank handles most ACH transfers and direct deposits.
Both institutions appear in official documentation and may be referenced in certain Cash App or payroll forms. But for direct deposit setup, Lincoln Savings Bank should be listed as the primary financial institution.
Bank Addresses
If you’re required to provide a physical address for banking details, use the following official addresses:
- Sutton Bank
1 South Main Street
Attica, Ohio 44807 - Lincoln Savings Bank
508 Main Street
Reinbeck, Iowa 50669
These are the respective headquarters of Cash App’s banking partners.
While Cash App is a digital platform under Block, Inc., your funds are securely held and managed by these FDIC-insured banks.
Direct Deposit Details
To receive direct deposits through Cash App, you’ll need to use Lincoln Savings Bank. Since 2017, Cash App has routed all direct deposits through this partner bank.
You can provide the following information to your employer or benefits provider:
- Bank Name: Lincoln Savings Bank
- Bank Address: 508 Main Street, Reinbeck, IA 50669
- Routing Number: 073905527
- Account Number: Available in your Cash App under Money → Direct Deposit
Some older documentation may reference Sutton Bank or Block, Inc., but for direct deposits, the Lincoln Savings routing and account numbers are required.
Cash App Routing Numbers: Lincoln Savings Bank & Sutton Bank
Each partner bank has its own standard nine-digit routing number:
- Lincoln Savings Bank (Reinbeck, IA): 073905527 — used for direct deposits and ACH transfers
- Sutton Bank (Attica, OH): 041215663 — used for Cash Card services
These routing numbers identify where your Cash App account is held and should be used accordingly depending on your transaction type.
How to Set Up Direct Deposit with Cash App?
Setting up direct deposit takes only a few steps in the Cash App mobile app:
1. Locate Your Routing and Account Numbers
- Open Cash App on your mobile device.
- Tap the Money tab (icon) at the bottom of the screen.
- Under your balance, tap to view your routing and account number.
- Copy or note both numbers; you’ll need them for payroll setup.
Expert Tip: Ensure your Cash Card is activated. Routing and account numbers will only appear once it’s active.
2. Access the Direct Deposit Form
- From the Money tab, select Direct Deposit.
- Tap Get Direct Deposit Form.
- Enter your full name and employer details as requested.
- Review all information for accuracy before submitting.
3. Submit to Your Employer
- Choose to email or download your completed form.
- Provide the form to your payroll or HR department.
- Confirm that your employer has successfully added your Cash App account for direct deposit.
4. Receive Your Paycheck
Once approved, your paycheck will be deposited directly into your Cash App balance and it often up to two days early compared to traditional banks.
Cash App SWIFT Code and International Transfers
Cash App and its partner banks do not support international SWIFT transfers.
Neither Sutton Bank nor Lincoln Savings Bank participates in the SWIFT network, meaning you cannot receive international wire transfers directly into your Cash App account.
If you need to receive funds from abroad, you’ll need to use an intermediary service such as Wise (formerly TransferWise) or another international payment provider.
How to Find Your Cash App Bank Information
Cash App does not display the bank name directly in the app, but you can access your routing and account numbers in a few taps:
- Open Cash App and go to the Money tab.
- Tap your balance and select Direct Deposit.
- Choose Get Account Number (or Enable Account on newer versions).
These numbers correspond to your Cash App banking partner — Lincoln Savings Bank for direct deposit, or Sutton Bank for your Cash Card.
If a form or employer requires the bank name and address, use:
- Lincoln Savings Bank, 508 Main Street, Reinbeck, IA 50669 (for deposits)
- Sutton Bank, 1 S. Main Street, Attica, OH 44807 (for debit card services)
Cash App simplifies banking-style services for users in the U.S., but it operates through traditional partner banks rather than as a bank itself.
For most users, this distinction doesn’t change the experience, but understanding which bank handles which function is key when setting up direct deposit or providing banking details for employment or benefits.
